Use your HSA/FSA to save at Blink Fitness with Dr. B

Dr. B believes that everybody should have affordable access to quality healthcare.

Blink Fitness is a gym that belongs to every body.

So, we’re thrilled to announce that Dr. B and Blink Fitness have partnered to help make paying for a medical exercise regimen much more affordable.

If you exercise to prevent or treat a medical condition, read on. With a $15 online consultation, you may be able to unlock your HSA/FSA for fitness fees and save up to 40% off your Blink Fitness expenses!

What’s an HSA/FSA account?

Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) are “tax-advantaged” savings accounts that help you save money on medical expenses. Both allow you to deposit income into the account that will sit untaxed. You can use those funds to pay for qualified medical expenses or let them sit there to accrue interest. Either way, you won’t pay income tax on the funds you’ve put into the accounts, which lowers your taxable income and saves you money.

Learn more about how HSAs and FSAs work in this Dr. B article.

How can you use your FSA/HSA for gym membership?

The IRS specifies what items count as FSA/HSA eligible expenses that can be paid for or reimbursed by tax-free funds.

Most people use their pre-tax HSA/FSA money to pay for health insurance premiums, doctor copays and prescription medications. You can also use them to pay for a long list of qualified medical expenses like over-the-counter pain relief medications, emergency medical items and more!

If you exercise to prevent or treat a long list of medical conditions, related exercise fees also become HSA/FSA eligible!

But to unlock your HSA/FSA for exercise, a licensed medical provider has to write a Letter of Medical Necessity (LMN) detailing how exercise treats your specific medical condition. (Some people call this a medical justification letter.)

Once you have the letter, you can submit it with any new fitness receipts to your HSA/FSA administrator for reimbursement.

How can you pay for Blink Fitness with HSA/FSA?

Before Dr. B’s partnership with Blink Fitness, patients would have to schedule an in-office appointment with a doctor or other licensed provider to get a Letter of Medical Necessity. Now, it only takes a $15 online consultation! Dr. B connects you with a licensed provider in your state. If you qualify, they’ll email the letter straight to your inbox within a few hours.

Here’s how to get and use a Letter of Necessity for Blink Fitness:

1. Start a Dr. B + Blink Fitness consultation to unlock your HSA/FSA for fitness fees. 
2. Use the chat-like consultation platform to share details about your health history and current conditions.
3. When you’re done, a licensed provider in your state will review your information. (They’re online every day of the year including holidays, and often review consultations within three working hours.) If you qualify, they’ll email your Letter of Medical Necessity and a few fitness instructions.
4. When you pay for a Blink Fitness membership, save your receipt!
5. Go to your HSA/FSA administrator’s website and find the claims or reimbursement section. Submit your Letter of Medical Necessity and Blink Fitness receipt.
6. Wait for your administrator to finalize your claim—it could take a few days or weeks—and confirm they’ve transferred the funds from your HSA/FSA account!

You can only file receipts dated on or after the date of your letter. But you can use the same letter for all fitness purchases made within 12 months of the letter’s date.

When you need a new Letter of Medical Necessity, come back to Dr. B!

How much can you save on Blink Fitness with HSA/FSA? 

You’ll most likely get the entire cost of your Blink Fitness purchase reimbursed from your HSA/FSA funds. How much you’ll have saved by using those funds depends on a few things.

Your tax bracket determines the percentage of your income you’ll pay towards your state and federal taxes. So, income in taxed bank accounts is essentially worth 20-40% less than the total value.

Because HSA and FSA accounts are not subject to income tax, you save that 20-40% of your income. So when you pay for your Blink Fitness membership with your HSA/FSA funds, you save that amount!

Why Dr. B has partnered with Blink Fitness

Dr. B offers affordable online medical consultations with licensed providers in every state—but without their waiting rooms!

We’re available via phone, tablet or computer. And you can start your consultation wherever you are and whenever you have the time—we’re available for everyday prescriptions 365 days a year!

We love how Blink Fitness offers the same broad scope of affordable care to the fitness community.

Blink gyms are clean and spacious, with bright and welcoming color schemes that are scientifically proven to pump up your motivation. They welcome members of all body sizes and fitness levels. To keep their spaces streamlined and budget-friendly, they focus on the cardio and resistance-training equipment you need to heal and strengthen.

Still not sure how using your HSA/FSA for fitness fees works? Read this Dr. B article for even more details!

Or start a Dr. B + Blink Fitness consultation to find out if you can save today!